Protect Loved Ones

Explore burial insurance options and find your perfect plan.  

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Easy Process

We make sure securing final expense life insurance coverage is a hassle-free and swift process.

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Unlock the power of informed decision-making by comparing plan prices in your locality without any obligation to make a purchase.

​Save up to 58%

Take a step towards securing your future by comparing rates from leading life insurance providers and potentially saving up to 58% on your life insurance costs.

At BurialFundingPlans, we strive to help our clients make informed decisions about their burial insurance by offering comprehensive comparisons of the top-rated plans on the market. We exclusively collaborate with state-regulated burial insurance companies that
  • provide guaranteed level premiums, ensuring that your premiums will never increase.
  • Provide guaranteed level death benefits, which means that your benefits will never decrease.
Our list of recommended companies includes household names such as Mutual of Omaha and AIG, as well as lesser-known companies with equally robust plans that provide strong guarantees. We always ensure that the plan we recommend to our clients is the most affordable and approved option, however, it is important to note that each burial insurance plan has its unique features and benefits, and we conduct a thorough analysis and comparison to ensure that our clients receive the best possible coverage for their needs.

Change your perspective on risk assessment. The company your friend has, who is the same age as you, may differ from the one we suggest. Our recommendation may be more or less expensive based on your health condition.

Here, we will address the most common queries we receive.

What is burial insurance?
Burial insurance is a small whole life insurance policy of approximately $8,000 to $15,000. It is used to cover final expenses such as debts or burial costs. If the policy has been in effect for at least two years and has passed the contestability period, beneficiaries receive the death benefit tax-free from the life insurance company usually within days of filing a claim. Even if an unfortunate event occurs within the first two years, the life insurance company will still pay out, but the process may take longer to ensure that there were no misrepresentations on the application.

Why should I purchase burial insurance?
Most individuals purchase burial insurance because their loved ones would be burdened financially if they were to pass away. If you have saved money and your loved ones would not be financially burdened by your debts or burial costs, you may not require burial insurance.

Are there waiting periods to receive benefits?
If you are in average or better health, there are no waiting periods, and your beneficiaries will receive the death benefit immediately. Even if you have health concerns that are under control, you will not have to wait. However, if you have any severe or uncontrolled health issues, a graded death benefit period is likely. The graded death benefit period means that there is a waiting period, typically two years, to receive the entire death benefit. After two years, the entire death benefit is paid out. If something happens during the first two years, the life insurance company will pay a small portion of the death benefit, and your beneficiaries will at least receive the premiums you paid in plus interest.

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